Don’t miss out the basic and important things about boat insurance Dubai!

You’ve just bought your new boat and very anxious to have a smooth ride. Sailing has always been a wonderful experience, but you won’t know that sometimes things don’t go as expected. So, before immersing your boat in the water, you should have some proper protection in the form of boat insurance.

Not only, boat insurance is essential measure of security, in fact, it soothes off your nerves during the critical times. So, if you’re making a mistake by not considering the following points, you would get into a big trouble.

1. Boat insurance is a separate insurance policy

Yes, many new boaters think that the homeowner’s policy is also covering the boat insurance, but unfortunately, this doesn’t happen. Boat insurance Dubai is a separate stuff and you should take it seriously.

Make sure that you’ve a detailed discussion with your broker regarding these two different policies. If you know that where is your money investing, you can make a decision more efficiently.

                  

2. Price depends on variety of factors

The prices for the boat insurance differ due to its size, types, size of the engines, and expected use of a boat. In fact, the boat insurance is ranging from the few hundred dollars to $1000, depending on which type of boat is you purchasing and what is your personal history. So, the type of boat has an impact on pricing.

3. Look the boat coverage area

It is surprising that some areas are not covered by specific boat insurance companies. So, while buying the boat insurance in Dubai, asks your consultant about which areas are covering and which one is not, so that you can enjoy your sailing.

Boat insurance Dubai is just inevitable thing for you. so, just don’t ignore this!     

  

      

Why Choose Afia For Car Insurance In Dubai?

After Purchasing The Car,Then It's Insurance Become The Main Worry For The Owner Of The Car.Numerous Amount Of Insurance Broker Are Available ,So It Is Become Difficult To Choose The Right And Most Trusted One.

In Dubai-Afia Insurance Broker Are One Of The Leading, Trusted And Genuine Car Insurance Service Provider. Afia Are Leading Broker Since 1995 And Deals With Brand Car Name Such As Aig,Rsa,Axa,Oman,Qatar,Tokio,New India.

Afia Insurance will assured you , If you have Choose Our Policy, Then We Will never disappoints you.Our Claimant Procedure Is Too Easily And Not So Much Time Consuming. Provide The Exact Information And Our Claims Manager Will Provide You The Exact Details.

Why AFIA ‘s Home Insurance is best in Dubai?

To select the right insurance company is no less than a challenge for the selectors.At the time of selecting the trusty insurance Company in Dubai is to look their professional attitude and their burning desire towards the positions.Most of the company have a motive to make money only and when it’s their time to pay the insurance amount of money to the client,they start delaying.

But the AFIA Insurance are one of the most leading and trusted insurance broker in Dubai. AFIA serves versatile insurance services ,one of which is Home Insurance.To protect our home from any damage is our main motive,here AFIA insurance provides a convenient way to get Home Insurance.

AFIA’s Home Insurance facilities are widely accepted in Dubai and their policies are legitimate and precise ,which make them so popular among people of Dubai.

Life Insurance Dubai

Life insurance is something you won’t necessarily see, which means it’s a difficult decision to make. If you do decide to make sure you’re leaving behind security for your loved ones, we at AFIA will do everything we can to make sure your policy is perfect for the situation, and will help you through every step of the way.

What questions you should ask when buying for group health insurance?

A healthier workforce leads to the wealthier business. Your employees have a great influence on the workforce leverage. If our employees become sick and unable to meet with the demands of the job, you would face a serious setback. So, you should value them and try to think about a plan that will safeguard their health and wellness.

Yet, selecting the group health insurance Dubai is not a simple task as it seems to be. Because a large number of people are relying on your wise decision and packages, you should choose the best one very smartly. A variety of factors should be overlooked while purchasing the group health insurance. Let’s have a look at them one by one,

Does the network coverage plan suit you? 
Network coverage is actually referred to the team of the medical professionals in the panel. For a larger organization, the larger panel is often selected. In the larger network, you would pay more and your employee will pay less. But, in the small organization, the network is not extensive enough. However, the premium charges of the employees may be increased somehow.

Does your plan have pediatric coverage? 
Pediatric, vision, and dental are the least coverage required in any plan. You should check that the plan that you’re offering should cover these three areas, because, if the plan is devoid of it, your employee could end up and won’t pay the premium anymore.

Is drug deductible included in the plan? 

Along with general deductibles, drug deductibles are also included in the plan. It leads to the higher premium which surely the employee won’t be willing to pay. Know about the deductibles included in your group health insurance Dubai plan.

Terms and policy for disabled people are another important factor that shouldn’t be ignored. Group health insurance Dubai can let you know each bit of the details, so get a complete knowledge about what you’re buying and then pay for it!

Why should you prefer group health insurance?

Before anything else, your health comes first! In order to be prepared for any medical emergency, health insurance plays an integral role in saving yours and your family’s life. Though, the health insurance is mandatory in Dubai, but still, if you’re not considering it important at all, then, it could be a big mistake of yours.
Does health insurance included in the package offered by your company? What kind of health insurance is this, group or single one? Don’t you think that you should go for the group health insurance Dubai?
Well, you would be thinking what the difference between these two is and which one would be more advantageous. Here are further details that you must know!

• Premium can be divided 

Yes, the premium charges often rise per annum or month and it could be very irritating for you. But, the best part of group health insurance Dubai is that you don’t need to pay the entire premium. The premium charges usually divided between the employer and employee.

• Multiple plans on your choice-list

Yes! Group health insurance is a myriad of affordable and convenient plans. Preferred provider organization, health maintenance organization, and point of service are the incredible options, offering different benefits with different premium charges.

• Extensive range of facilities 

From OPD benefits to maternity benefits, group health insurance Dubai covers every medical service. Also, you would get the hospitalization and related benefits in the plan. But, make sure that you should know about your limit per year.

No one wants to sick and get off from the work. So, for preventing any major condition, you should keep the regular checkups in routine and have a healthy life. Perhaps, don’t waste a single second and just submit the application for enrolling in group health insurance Dubai.

4 Tricks to show the value of group medical insurance to your employees

Group medical insurance Dubai is too worthy for the employer as well as employee. Though, the increased premiums of the group insurance sometimes become too much frustrating for the employee, but if you provide the complete details about the advantages of group insurance to your employees, they would surely love this opportunity.

If your employee is confused about rather the group insurance will help him or not, convince him through the following tricks,

1. Tell him the average company pay for group medical insurance 

Yes, it’s a key factor in order to clear the queries regarding the group health insurance. On average, company’s share of group medical insurance in Dubai is ranging from 30% to 80%. If you describe the premium to your employees, they would be more willing to get the group health insurance.


2. Your way of talking and body language should be convincing

Most of the employees would have the misconceptions and extra concern towards the premium cost raises. Let’s be straight and elaborative with them. If you don’t give them the entire details, they would give up and get frustrated. 


In order to keep the high level of trust with your employees, include your share of payment in the enrollment sheets and plans. By taking this measure, the employee would become more gratified and satisfied about your commitments and sincerity.


3.  Reveal all the facts

While enrolling the employees for Group medical insurance Dubai, just reveal all the facts related to the premiums. Once you explained every term and policy, your employee would less likely to be angry for the costs increment.