3 Things that no one will tell you about Auto Insurance Dubai

You’ve just purchased your dream car, but, hey! did you consider Auto Insurance Dubai? Not only your vehicle can be protected, yet, you can also fulfill the financial constraints if any accident occurs. Though experts may recommend you to buy the insurance that can meet your budget, but this information would be useless if you don’t have an idea of how the insurance works and what sort of coverages it can provide.

Some people may prefer hiring the insurance agent to get the best insurance package. However, another group of people would go online and compare several packages to find out the best deal in the town.

Following are the factors that are less known about buying the Auto Insurance Dubai,

1.       Helpful coverages are usually cheapest

Undoubtedly, liability insurance is the most important coverage that you would surely need while buying auto insurance.


If you’re at fault, paying for the repair would be extremely costly and at that time, other optional coverages, including, rental imbursement, comprehensive coverage, uninsured/underinsured motorist coverage, and roadside assistance can provide you the protection for a less price.


So, don’t forget to look out for the other options as well.


2.       Higher deductibles, lower premiums

That sounds weird, but actually, this is a fact. Insurance prices depend on how much the insurance company will cover. If you agree on paying more for the damages, then, you’re raising your deductibles and somehow, your premiums will be reduced.


By raising your deductibles, your auto insurance company Dubai will eventually know that you won’t pay for the claims. Perhaps, your premiums will be cut off.


3.       Discounts are worthy

Deals and packages are extremely beneficial for you. Not only you’ll get the exclusive discounts, yet, you would get more bundle offers once you’re subscribed to a particular package.

Auto Insurance Dubai is as important as your vehicle’s maintenance. So, try to get the most appropriate insurance now!

Ways to get the Cheapest Car Insurance Dubai

No one wants to endure the heavy finances of the damages of a Car due to any accident. Unwanted events can occur to anyone’s Life without any notification. You should be well-prepared to battle with the tough time. Car Insurance in Dubai UAE enables the ultimate protection to the damages. But, if you fail in getting the excellent and cheapest Car Insurance, you would get into a big trouble.

Dozens of the Car Insurance policies and companies are available nearby you, but are all good enough? Do they have efficient policy and coverage? Lots of factors are worthy while choosing the Car Insurance, however, you should consider every single clause very important! 

So, explore some ways to get the best insurance,

1. Check the discounts and deals

Of course, there are a variety of fascinating packages available, offering affordable coverage. You may get the bundle offer, i.e., homeowner insurance along with the car insurance, which is also the cheapest method to get two insurance policies within a single profitable deal. Some car insurance policies also offer less payment of six-month or annual premium. Are you more curious to know about car insurance Dubai? Contact the AFIA Insurance for knowing the latest discounts on Car Insurance.

2. Consider insurance costs too

Well, along with other factors, including, fuel efficiency and repair costs, you should also check the most probable insurance costs. As insurance costs depend on your vehicle, you should know that how much premium would you willing to pay.     

3. Skip comprehensive and collision coverage

Collision coverage helps to pay the repair of the damage due to the accident, whereas, comprehensive coverage is related to the damage to your Vehicle because of weather, vandalism or animals. 

If both these coverage's are increasing your premiums, try to get another solution. AFIA Car Insurance Dubai can guide you about which Insurance policy is better for your Vehicle and which is not.

How Trade Credit Insurance Can Help in Expanding Customer Base and Charting Business Growth in Dubai and Across the Globe

Being an entrepreneur, it is justifiable if you wish that your business should perform to its optimum strength and potential because by doing so, chances of your success increase manifold. But unfortunately, when you deal with a number of buyers, there may be a few buyers who may not fulfill their payment obligations due to various reasons. Though not all of them may intentionally default on payments, they may face issues due to political situations. This may be particularly common in export trades. 

Likewise, there may be other types of commercial risks also that may force buyers to default on their payments. Similarly, some of the buyers may become insolvent and so, this may also result in non-receipt of amounts due from them. Whatever may be the case, the fact is such things may create a crisis for your business and this is what dictates the need for finding a remedy for it.

Trade Credit Insurance

  

Why is Life insurance Dubai significant for your Life?

To Ensure a more protected and secured financial future of your loved ones, Life Insurance Dubai is the great solution to let their future shielded when you’re gone.

Though, most of the people won’t know completely the benefits of the Life Insurances, but, knowing the basic and important advantages of the Life Insurance is far much helpful.

So, before making any deal, make sure that you’ve read every clause of the policy.

Following are the Advantages of Life Insurance.

1. Paying the final dues

Not only Life insurance policy covers the finances of your loved ones, yet, it is also helpful to be used for paying the final costs, like funeral and cremation costs. However, Medical bills are not covered by Health Insurance.

In Some Insurance policies, mortgage balances can also be covered with the help of Life Insurance benefits.

2. Paying the debts 

Debts can be paid off if you’ve Life Insurance Dubai. Sometimes, the debts can lead to the stress to family members. The AFIA Insurance group can guide you about the debts payment through Life insurance.

3. Paying federal or real estate taxes

Likewise paying the debts, clearing the federal or real estate taxes could also be extremely challenging. So, you don’t need to worry about it, because if you purchase the Life Insurance, the federal or real estate taxes can be paid.

4. Charitable contributions

You can make the charity organization as a beneficiary in your life insurance. By doing this, your philanthropic goals can be fulfilled after you die. Consult the AFIA Insurance for knowing more!

Life Insurance Dubai can be a big financial help for your loved ones when you die. Your wise decision can let your family strengthened financially. Hence, contact to the AFIA Insurance now for complete details!           

  

How to evaluate Medical Insurance Dubai?

While choosing the Medical Insurance Dubai plan, your primary concern would be its premium, but, hey! Do you really think that only premium is important? Well, you can find a variety of Medical Insurance plans with different offers and duration. Your health is your asset and you would want the strong insurance policy that can help you in bad times. so, you should follow these guidelines when selecting your desirable insurance plan.

1. Make a list of what is more important to you

Of course, when it comes to the Medical Insurance, there are certain things that you should take seriously.  How many doctor’s visits you want in a month or how frequently you’re going for medical screening are the factors that can affect the premiums. Before subscribing to the Medical Insurance plan, you should make sure that you’ve taken the details completely.

2. Check what is covered and what not in low premiums

Undoubtedly, the low premiums are always the most attractive part of the insurance policy, but, is it enough? Well, you may be unaware of the hidden charges or even the deduction of several coverage's (which are important).

3. Check the hospitals and doctor’s panel

Neglecting the hospitals and doctor’s panel is one of the biggest mistakes that you make during the Medical Insurance selection. If you ignore this part, you may suffer. So, instead of just attracting with the premium, try to check the hospitals and doctors that will help you whenever you want.

4. Check the plan and its types

Medical Insurance Dubai plans are not limited, yet, several types are offered. Consider each plan thoroughly and then make a decision on the basis of evaluation.

Also, if you compare different plans, you can evaluate in a better way. So, why are you waiting? Just ask the AFIA Insurance and know how they’re making life easier.    

  

Medical Insurance Dubai

Nowadays, Medical Insurance becomes an important part of anybody life. If you have a Medical insurance policy, then you don’t need to worry.

Medical Insurance will help definitely become beneficial for you when you have any health related issue in the future. AFIA Insurance Brokerage leading Medical insurance service provider in Dubai. In fact, we are fully approved by Dubai Health Authority (DHA) and federal UAE Health Authority. We Provide Insurance Service in Dubai and across UAE.

What to look while buying marine insurance Dubai?

Just suppose that your boat is damaged due to any reason and you didn’t get the supreme marine insurance in Dubai. What would you do then? How can you cover the damage?

You buy the boat after investing a huge amount and a small scratch on your boat would be painful. The shopping off right marine insurance could be extremely helpful to get through with these awful situations. In fact, sometimes, you would get the right insurance policy, but, its premium won’t fit your budget. So, what the factors are important to look before buying the marine insurance.

1.   Decide what’s your aim of buying marine insurance

Its sound weird, but actually, this factor matters a lot. The reason for buying the marine insurance could also direct you to which clauses do you want and which you don’t need. Surely, this will also leave a positive or negative impact on your budget.

If you’re buying only for protection, then, the terms and conditions would be different, but, anyhow, some people also purchase the insurance policy to protect against the third party liability.

2. Know the factors that can influence the premium

Each vessel of the boat has a different level of risks. So, according to the vessel type, boats are also categorized.

As compared to dinghy or a jet ski, the yacht has the different risk assessment. So, the insurer will determine the risk factor and potentials according to your boat and the premium will also be calculated on the basis of all these factors.

3. Compare and evaluate

This is the basic rule while buying the marine insurance Dubai. Don’t stick to one option, go multi-dimensional. Narrow down the list of insurance companies offering the best discounts and deals and then, finalize the awesome one.        

Don’t worry about getting details of the marine insurance Dubai, because AFIA insurance will help you to know each and everything about it.   

What questions should you ask from the insurance broker Dubai?

You need a policy for your health or it could be about your property like a car, home, or even boat. So, you will surely meet the insurance broker Dubai to know the details about such policy and whether it suits you or not. But, sometimes the brokers might not tell you the major chunks and bits of it. Asking questions with the broker can build the healthy relationship between you and the broker. So, in order to prevent any unwanted situation in your policy, you must ask the following questions

 1. What are the payment options available for premium?   

 If you’re not asking about the payments options, the, it would be difficult to pay the premiums on time. There are many options for the payment like online, cash and debit cards. AFIA insurance elaborates about every payment option possible to submit the premiums. Also, their experts guide you about which option is the most convenient among all.

2. What if I’m leaving the country? How can I cancel it?

Every Insurance sector has own refund system. So, the broker should tell you about the partial refund that the company will pay you back and cancel your policy. The excellent support and services team of AFIA insurance always help you in a positive way, so that your queries can be solved immediately.  

3. What if I want to change my policy?

It is possible if a person wants to change his/her policy but it may acquire some more new documents as per the requirements and maybe the annual premium might get change due to this. The best part about the AFIA insurance is the staff beware and analyzes each risk associated with your decision, especially, changing the policy one.  

The AFIA insurance broker Dubai is quite smart and can guide you about every policy’s detail in depth. So, don’t waste your single minute and contact AFIA right away!

3 Things that you shouldn’t ignore while buying medical insurance Dubai

Purchasing any medical insurance is a very complicated and tiring task for beginners. If you’re new to the insurance world, you would find tons of medical insurance options in UAE with unique and different schemes. But, did all of them attract you? What things are more important that shouldn’t be ignored?

Do you believe in playing smartly?

Well, if you’re among the smart players, you should know how to make the deal most profitable by even looking at the minor details of any insurance policy.

Many of us may believe that buying the medical insurance in Dubai is another story of premiums and installments, but actually, it is not like that. Accidents can occur anytime and anywhere. And you should have the foolproof backup plan that can support you in the bad times.

Following are the things that you should consider very seriously!

1. The mode of policy renew

Most often, you don’t know that how your policy will be renewed. This could become frustrating for you if you’re not well-aware about the modes of reconditioning of policy. Make sure to know rather the purchased policy will be upgraded automatically or manually.

2. The additional charges and fee

Another thing which often goes unnoticed is you won’t read about the additional charges and fee. When your premium is raised, you would get shocked and review the policy. AFIA insurance informs you about all the charges and offers the best policy at the affordable piece.

Before signing the policy papers, you should read carefully rather the additional charges are included or not.

3. Know the coverage completely 

What facilities can you get with the help of the medical insurance Dubai is the core factor. What medical expenses will be covered or not should be overlooked properly because if you get to know about this afterward, you should prefer cancellation of the policy?

Medical insurance Dubai is mandatory, but it’s up to you that how much well-informed are you about the insurance policy. Consult with AFIA insurance for further information!

Reasons for buying life insurance Dubai

Buying life insurance is not only related to the financial decision at all. It is also the emotional decision that can help your loved ones even after your death. Thousands of people are buying the Life Insurance policy in Dubai every year just for the sake of their closed ones. Following are the reasons that you should buy the life insurance.
 

Expensive Funerals:

If a person dies, then their family members and close people have to look for every expense that has to expand on the day of funeral. It would be perfect and can decrease the burden from your loved ones if you have the life insurance Dubai.
 

Unexpected events:

People can never know when and how the certain events can take place although one should be careful about it but no one can never know when the sudden death or accident can occur to them. So, it would be better if one have such life insurance policy which can help his/her loved ones even after the death.
 

Anything can happen:

Life insurance is not just about the expenses after the death but it can assist people a lot during their bad times of severe illness in the hospitals. Life insurance will give your full support throughout your illness and bear all the expenses of it.
 

Safe accumulation:

In permanent life insurance, the cash values are given for sure no matter what. This gives your assets the full protection.
 

Long term financial security:

Life insurance is always with you in your whole life as the guardian which have your back at any needed time. So, one can avail this opportunity by having the life insurance Dubai because it will support you throughout every tough situation in your life.

Life Insurance Dubai is a worthwhile for you and you should purchase it from the authentic company.   

What key ingredients you should know while buying motor insurance Dubai?

When you buy any vehicle, you would consider money, time and condition of the car as the most important aspects. Most often, car insurance is not supposed to be as significant as it should be. No matter, how expensive your vehicle is and what its condition, Motor Insurance Dubai is the inevitable for.

Accidents can happen anywhere and anytime, but, it’s up to you that how smartly are you prepared to deal with its consequences. Undoubtedly, the vehicle damage due to accidents could lead to the financial constraints. With the help of the motor insurance, you don’t need to take the stress of financial burden.

You may miss any one of the following ingredients which could lead to the inappropriate motor insurance policy. Let’s have a look at those,

1.       Which brand names they know?

Though, most of the insurance companies would have the better idea about the cars but make sure that your chosen company should be well-aware with the brand names, including, Oman, Qatar, Tokio, New India, NGI, AIG, RSA, AXA, and ADNIC.

Their knowledge of the specific brand name would let you make the wise decision.

2.       What is their claim service?

Claim service and policy are the pillars of any insurance. If the claim service of the Motor Insurance Dubai is not promising, consider switching your insurance company. Outstanding claim service is what everyone wants.  before buying any insurance policy, make sure that you’ve chosen the reasonable premiums and remarkable claim service.

3.       How efficient their service and support team?

Service and support team play a vital role in establishing the friendly relationship. you should look that how much support and service team is efficient, receptive and professional.

To choose Motor Insurance in Dubai UAE is not easier as it seems to be. If you really want to get the awesome deal, consider AFIA insurance.

Medical insurance Dubai

Medical Insurance is an Insurance policy that ensures that you can treatment and expense reimbursement. AFIA Insurance is one of the most trusted and fine Medical Insurance service provider In Dubai. AFIA play an important role in providing consistent and pro-active services once you have Medical Insurance policy with us.

Group health insurance Dubai

AFIA Insurance works with all the top leading Group Health Insurance services provider in Dubai. Provide a vying priced solution for employees insurance.We and our insurance partners provide complete solutions for your Health Insurance.

We have fully approved by Dubai Health Authority and Federal Health Insurance Authority .In fact, health Insurance is mandatory in Dubai to avoid fine.

Insurance Brokers Dubai

A numerous number of companies provides the insurance services to their Clients.but many of them are making money they don’t provide the exact details of the policies when Customer asks for the claim then they started showing their real faces.

AFIA insurance also provides the insurance services to people of Dubai. In fact, the AFIA insurance is top leading Insurance brokers in Dubai.AFIA have lots of insurance services such as Car Insurance, Motor insurance, Health Insurance

Why Property Insurance is so Required in Dubai?

A Property is a valuable part of Human being life.It is not a cup of tea for everyone to earn property ,assets.A Lot of money and time required to earn the property and it becomes a very nasty when anyone lost their property ,saving and belonging in an accident or some other incidents.

Who offers Property insurance?

Several insurance Companies provides the Property Insurance but when any tragedy happen to their clients,they start delaying for providing their value.So ,feel free from this fear and have a Property Insurance for your loving ,leisure and luxury assets. AFIA Insurance in Dubai is Popularly known for providing Property Insurance.Our Property insurance provides a standard business policy covers the physical property and equipment against all common risks.

How select this insurance ?

For choose the property insurance from AFIA insurance are an easy task,Our policy process is very simple as that.We will offer all details to you after you fill the form our website .

How to Claim?

Insurance companies are a bad mouth for trying to avoid paying out for a reason. AFIA solves that problem and takes away the stress of getting a thing done at the time of claim.Our Claimant process is too easy ,offer a complete detail and our Claimant Executive will solve your issues.

For choose the property insurance from AFIA insurance are an easy task,Our policy process is very simple as that.We will offer all details to you after you fill the form our website

Several Services provided by AFIA Insurance in Dubai

In Dubai, AFIA Insurance are one of the leading Insurance Brokerage where you will find most of the Insurance services.At AFIA Insurance ,you will find out the following type of Insurance services.

1. Car Insurance

2. Home Insurance

3. Boat Insurance

4. Medical Insurance

5 Property Insurance

                                                                         Car Insurance

 AFIA one of the leading car insurance services provider in Dubai. Mostly car’s in Dubai are insured by AFIA Insurance.In the car insurance domain ,we work with leading brand names such as AIG,RSA,Oman,Qatar,Tokio,New India.

AFIA- solves that problem and  release the stress of getting things done at the time of a claim – a very much-needed service especially in a place like the U.A.E and Dubai where everybody is almost always just too busy.

                                                                    Home Insurance

Home insurance is much needed insurance policy for everyone in these days.Wrapping up our precious valuables asserts in cotton wool is our main motive.but why not we go to protect our whole house and its contents with one policies? AFIA Insurance provide a facility where you will protect your whole house in a single policy ?

                                                                   Boat Insurance

AFIA Insurance-provides a coverage policy for pleasure ,luxury and leisure boat in Dubai and across U.A.E. Our Insurance policy is an easy way process.When you insure your precious boat with AFIA Insurance then you can go out for a ride without any worry.

        

                                                                        Property Insurance

           Property Insurance is most needed insurance policy at this time.Property Insurance is a business policy that provides coverage of our physical property and equipment against all common risks.AFIA insurance is widely known for providing genuine property insurance in Dubai and our property insurance

                    

                                                                Medical Insurance

AFIA- leading insurer brings you competitively priced options for all kind of medical and health insurance requirements.We are fully approved from Dubai Health Authority (DHA) and federal U.A.E Insurance Authority for practice and provide health insurance services in Dubai and Northern Emirates.

What are the benefits of group health insurance Dubai?

Employees’ health and fitness is as important as yours, so, to offer your employers optimum protection, you need to provide them the group health insurance in Dubai UAE. Though, many people are considering individual health insurance plans, but it is their personal choice. Your caring level towards your employers will be showcased when you offer them the more valuable protective measure in the form of group health insurance. 

Well, when you need to convince your employees that why should they prefer the group health insurance, you should highlight its benefits. So, if you know the benefits, you would be more confident in front of your employees. Tell following advantages to your employees!

1.   Less premium

Of course, group premiums as compared to the individual premiums are much lesser. By offering the group health insurance Dubai, your employee and you would be paying less for a more worthy thing which is the employee’s health. However, cover would vary from company to company. Group health insurance Dubai is offering a tremendous discounts and deals when it comes to the premium options. 

  

2. Maternity benefits

Not in every health insurance plan maternity benefits are included, but while subscribing to the group health insurance, maternity benefits become mandatory. So, think twice times while purchasing the insurance plan.

3. Covers disability issues

Somehow, these insurance plans cover the disability issues, regardless it is short-term or long-term. In some companies, the percentage is greatly differing but it’s up to the employee that how many covers he wants.

Perhaps, your employees are your main workforce through which your company’s productivity is flourishing with each day. Just think that if their health is compromised, it can be a potential threat to your success. Surely you won’t want to take a risk and you’ll get the group health insurance Dubai immediately.    

What questions should you ask while buying the motor insurance Dubai?

Picking up the motor insurance Dubai seems to be the easiest task of your life. Even you would prefer purchasing your friend’s recommended company or you would have subscribed to the insurance commercial that you’ve recently seen on the TV. But, getting the relative idea isn’t just enough for investing your hard-earned cash; you would really need the detailed guidance while shopping around.

Just like other insurance company,every other insurance firm is different from other. Including the rates and coverage, availability of the focal person and service efficiency also vary among insurance companies. So, what questions you should ask before subscribing to the motor insurance are listed below,

1. What type of coverage do you require?

In most of the states of the world, auto liability insurance is compulsory. However, this could be divided into other insurance types as well, but it is really important that you should know how they differ in coverage and what is essential in crucial times.

2. Do I need to pay higher premiums always?

Absolutely not! High premiums depend on several factors, like gender, occupation, age, and driving experience etc. new drivers and those having previous criminal records are usually charged higher premiums because they’re at greater risk to make a mistake. So, higher the risk, higher the premium!

3.  Do I qualify for discounts?

The best part about the motor insurance Dubai is you can know rather you would qualify for the discounts or not. Before buying vehicle insurance, you should have the idea about how much are you eligible for the specific discount.

4. What payment options are available?

Payment option varies drastically. Some companies may demand a lump sum amount annually, whereas, other would offer you a payment option after every 6 months.

So, don’t forget to ask the basic, yet, important questions before purchasing the motor insurance Dubai!

How can you find the insurance broker Dubai?

In today’s busy world, picking up the insurance is an easier task though; you can go online or call a toll-free number to get your insurance immediately. But do you really think that all these options are really a reliable source of consultation? Getting help from the insurance broker in Dubai is a great option to let your insurance subscribed.

Rather you want an advice regarding the discounts and deals or covers, insurance brokers can offer the ultimate guide to you. Insurance is an essential component for every person. Unwanted happenings can occur in every person’s life, but how you are dealing with it and what measures did you take to prevent it are important points to be considered. 

So, an insurance broker is an important person and you shouldn’t neglect its importance. You might prefer other options because it’s tough to find the insurance broker immediately. However, by taking simple measures in practice, you can find the broker in a meanwhile!

1.      
Go for testimonials and reviews

Buying any product before, you would ask about the certain products from your friends and family members, if they give you a green signal then, you would purchase that. Similarly, when you read the testimonials, you would have the highlight of the services that one broker is offering to. Hence, read the testimonials and reviews first, and, then hire the broker.

2.   
  Have the detailed discussion with the selected broker

Once you’ve selected the broker, you should have the detailed discussion about the service that you’re looking for. Try to ask as many questions as you can!

3.      
Prefer personal recommendations

If your friend is referring to the specific insurance broker Dubai, just give him a try! When people share their good experiences, they would more likely recommend the person.

So, while hiring an insurance broker Dubai, you should play very smartly!  

     Please click here to know our best Car Insurance UAE policy.

Don’t miss out the basic and important things about boat insurance Dubai!

You’ve just bought your new boat and very anxious to have a smooth ride. Sailing has always been a wonderful experience, but you won’t know that sometimes things don’t go as expected. So, before immersing your boat in the water, you should have some proper protection in the form of boat insurance.

Not only, boat insurance is essential measure of security, in fact, it soothes off your nerves during the critical times. So, if you’re making a mistake by not considering the following points, you would get into a big trouble.

1. Boat insurance is a separate insurance policy

Yes, many new boaters think that the homeowner’s policy is also covering the boat insurance, but unfortunately, this doesn’t happen. Boat insurance Dubai is a separate stuff and you should take it seriously.

Make sure that you’ve a detailed discussion with your broker regarding these two different policies. If you know that where is your money investing, you can make a decision more efficiently.

                  

2. Price depends on variety of factors

The prices for the boat insurance differ due to its size, types, size of the engines, and expected use of a boat. In fact, the boat insurance is ranging from the few hundred dollars to $1000, depending on which type of boat is you purchasing and what is your personal history. So, the type of boat has an impact on pricing.

3. Look the boat coverage area

It is surprising that some areas are not covered by specific boat insurance companies. So, while buying the boat insurance in Dubai, asks your consultant about which areas are covering and which one is not, so that you can enjoy your sailing.

Boat insurance Dubai is just inevitable thing for you. so, just don’t ignore this!     

  

      

Why Choose Afia For Car Insurance In Dubai?

After Purchasing The Car,Then It's Insurance Become The Main Worry For The Owner Of The Car.Numerous Amount Of Insurance Broker Are Available ,So It Is Become Difficult To Choose The Right And Most Trusted One.

In Dubai-Afia Insurance Broker Are One Of The Leading, Trusted And Genuine Car Insurance Service Provider. Afia Are Leading Broker Since 1995 And Deals With Brand Car Name Such As Aig,Rsa,Axa,Oman,Qatar,Tokio,New India.

Afia Insurance will assured you , If you have Choose Our Policy, Then We Will never disappoints you.Our Claimant Procedure Is Too Easily And Not So Much Time Consuming. Provide The Exact Information And Our Claims Manager Will Provide You The Exact Details.

Why AFIA ‘s Home Insurance is best in Dubai?

To select the right insurance company is no less than a challenge for the selectors.At the time of selecting the trusty insurance Company in Dubai is to look their professional attitude and their burning desire towards the positions.Most of the company have a motive to make money only and when it’s their time to pay the insurance amount of money to the client,they start delaying.

But the AFIA Insurance are one of the most leading and trusted insurance broker in Dubai. AFIA serves versatile insurance services ,one of which is Home Insurance.To protect our home from any damage is our main motive,here AFIA insurance provides a convenient way to get Home Insurance.

AFIA’s Home Insurance facilities are widely accepted in Dubai and their policies are legitimate and precise ,which make them so popular among people of Dubai.

Life Insurance Dubai

Life insurance is something you won’t necessarily see, which means it’s a difficult decision to make. If you do decide to make sure you’re leaving behind security for your loved ones, we at AFIA will do everything we can to make sure your policy is perfect for the situation, and will help you through every step of the way.

What questions you should ask when buying for group health insurance?

A healthier workforce leads to the wealthier business. Your employees have a great influence on the workforce leverage. If our employees become sick and unable to meet with the demands of the job, you would face a serious setback. So, you should value them and try to think about a plan that will safeguard their health and wellness.

Yet, selecting the group health insurance Dubai is not a simple task as it seems to be. Because a large number of people are relying on your wise decision and packages, you should choose the best one very smartly. A variety of factors should be overlooked while purchasing the group health insurance. Let’s have a look at them one by one,

Does the network coverage plan suit you? 
Network coverage is actually referred to the team of the medical professionals in the panel. For a larger organization, the larger panel is often selected. In the larger network, you would pay more and your employee will pay less. But, in the small organization, the network is not extensive enough. However, the premium charges of the employees may be increased somehow.

Does your plan have pediatric coverage? 
Pediatric, vision, and dental are the least coverage required in any plan. You should check that the plan that you’re offering should cover these three areas, because, if the plan is devoid of it, your employee could end up and won’t pay the premium anymore.

Is drug deductible included in the plan? 

Along with general deductibles, drug deductibles are also included in the plan. It leads to the higher premium which surely the employee won’t be willing to pay. Know about the deductibles included in your group health insurance Dubai plan.

Terms and policy for disabled people are another important factor that shouldn’t be ignored. Group health insurance Dubai can let you know each bit of the details, so get a complete knowledge about what you’re buying and then pay for it!

Why should you prefer group health insurance?

Before anything else, your health comes first! In order to be prepared for any medical emergency, health insurance plays an integral role in saving yours and your family’s life. Though, the health insurance is mandatory in Dubai, but still, if you’re not considering it important at all, then, it could be a big mistake of yours.
Does health insurance included in the package offered by your company? What kind of health insurance is this, group or single one? Don’t you think that you should go for the group health insurance Dubai?
Well, you would be thinking what the difference between these two is and which one would be more advantageous. Here are further details that you must know!

• Premium can be divided 

Yes, the premium charges often rise per annum or month and it could be very irritating for you. But, the best part of group health insurance Dubai is that you don’t need to pay the entire premium. The premium charges usually divided between the employer and employee.

• Multiple plans on your choice-list

Yes! Group health insurance is a myriad of affordable and convenient plans. Preferred provider organization, health maintenance organization, and point of service are the incredible options, offering different benefits with different premium charges.

• Extensive range of facilities 

From OPD benefits to maternity benefits, group health insurance Dubai covers every medical service. Also, you would get the hospitalization and related benefits in the plan. But, make sure that you should know about your limit per year.

No one wants to sick and get off from the work. So, for preventing any major condition, you should keep the regular checkups in routine and have a healthy life. Perhaps, don’t waste a single second and just submit the application for enrolling in group health insurance Dubai.

4 Tricks to show the value of group medical insurance to your employees

Group medical insurance Dubai is too worthy for the employer as well as employee. Though, the increased premiums of the group insurance sometimes become too much frustrating for the employee, but if you provide the complete details about the advantages of group insurance to your employees, they would surely love this opportunity.

If your employee is confused about rather the group insurance will help him or not, convince him through the following tricks,

1. Tell him the average company pay for group medical insurance 

Yes, it’s a key factor in order to clear the queries regarding the group health insurance. On average, company’s share of group medical insurance in Dubai is ranging from 30% to 80%. If you describe the premium to your employees, they would be more willing to get the group health insurance.


2. Your way of talking and body language should be convincing

Most of the employees would have the misconceptions and extra concern towards the premium cost raises. Let’s be straight and elaborative with them. If you don’t give them the entire details, they would give up and get frustrated. 


In order to keep the high level of trust with your employees, include your share of payment in the enrollment sheets and plans. By taking this measure, the employee would become more gratified and satisfied about your commitments and sincerity.


3.  Reveal all the facts

While enrolling the employees for Group medical insurance Dubai, just reveal all the facts related to the premiums. Once you explained every term and policy, your employee would less likely to be angry for the costs increment.

Why should every employee have group medical insurance?

You’ve purchased a new car today and now searching the best car insurer around you. Likewise other stuffs, your health and medical should also be insured. Does your company offer the group medical insurance Dubai? Don’t you think that you should get more information about it?

Well, group medical insurance is usually offered by the company to the employers as a benefit of working with them. Nowadays, the group health insurance is playing a central role in forging the strong relationship of the employer with the employee.

In fact, insurance is usually included besides with other advantages in the packages.

With the help of the group insurance, the employer would have the ultimate choice of plans that he/she will offer to the employees. In fact, the burden of premium cost is not just confined to the employer; the premium would be divided into the employer and employee. In this way, the premium charges could be reasonable for both. However,

it depends on the employer that which group medical insurance he will offer.

Group medical insurance Dubai has different options for small and large sized businesses based on their hired employee. Yet, the laws are also differing for the small group and large group of companies. Since, the medical insurance is mandatory for all the people living in Dubai, if you didn’t get the health insurance yet, ask your company about this opportunity. If your company is offering group medical insurance, then just grab this chance. Also, get the complete detail about the optional coverage, like dental and optical checkup.

Once you’re satisfied with the key factors included in your insurance plan, just confirm the group medical insurance Dubai. Because, nothing is more important than your health and life, you should take a serious action for maintaining the vitality of your fitness. So, group medical insurance shouldn’t be underestimated. 

Factors to keep in mind while purchasing Vehicle Insurance Dubai

Needless to say that automobile is a mean of transportation to get from one place to another, but, driving an automobile can become dangerous too. Do you’ve any plans to cope up with any such damage? Though you’re a careful driver, but another person may not a careful driving and that person could be the reason of accident too.  That doesn’t mean that you can’t make a mistake, your attention can be diverted and you damage your asset. That’s why Vehicle Insurance in Dubai is very much important.

By having the car insurance, you can get the ultimate protection from many unpredictable events. If any sort of damage occurs just because of you, then, you would be asked to pay compensation for that. And, compensation is much higher than your expectation (around AED 200,000 to AED 500,000). So, here are the following points that you shouldn’t ignore while purchasing the car insurance in Dubai.

1. Compare and buy the insurance online

It’s reported that comparing and buying the car insurance online is quite cheaper and faster. Devoid of any hassles and paperwork, you have the issued policy with the access of utilizing it in UAE.

2.  Know company rates of different cars

Yes, every company has different rates for different cars. However, the revision by the insurance companies is done frequently to ensure that the people would be satisfied. Also, pricing shouldn’t be your main concern while choosing the auto insurance.

3. Choose the right extras for your policy

Selecting the correct right add-on can also reduce the premium charges. Efficient add-on are available by different insurers. So, explore first about the add-on and then pay for that.


 4. Know the terms and conditions

Sometimes, the hidden charges may be a reason of a headache for you. Hence, know about the terms and conditions first and then, subscribe to the insurance policy.

Our team can help you out too! So, just get the consultation for your Vehicle Insurance Dubai from us now!

Steps of hiring the Insurance brokers Dubai

You’ve bought a new house and deciding to move in, but, wait! Did you get the insurance for your home?

You may probably know that health is wealth; do you have the right health insurance? Does your insurance broker update you about the policy changes? Well, Insurance brokers in Dubai can let you know about all the type of insurance that you want to. But, to hire the most efficient insurance broker among the big crowd can save you from many insurance-related problems.

To buy the insurance is not only just the policy, yet, it’s the game of paying for the asset that you’re willing to.

Before hiring the broker, you should know what is the role of the broker? The broker works for good acts for the clients. As you mainly interact with the broker for getting any info about insurance, you should select the best broker in town.

Here are the few steps that lead to the better decision,

1. Keep broker insurance decision apart from your insurance company decision

In simple words, brokers work for you in order to get the premium insurance policy. If you want to make any changes in your needs and want to file a claim, then, a broker can help you out. Insurance brokers and insurance companies are two different businesses. Don’t merge them!

2. Tell the entire detail about which asset are you insuring

If you tell the broker precisely about the to-be-insured-asset, your broker may try his best to find out the ultimate insurance policy. Any lacking information from your side can cause damage to your asset.

3. Ask about the services and policy terms

Before subscribing to any insurance policy, ask your broker about their terms of services. Just make sure that you’re hiring the competent and compatible insurance company. Insurance Brokers Dubai is keeping all these factors in mind, but still, you should do double-check while hiring them. So, will you consider the above-listed steps in future?